Products
At FlexPoint Wholesale, we specialize in non-Agency / non-QM lending solutions. Our products offers diverse options to fit most borrower’s needs.
Bank Statement
Help your clients qualify without a tax return
- Loan amounts up to $4Mil, Refis up to $3Mil
- 12- and 24-month bank statements option
- Gift funds allowed
- Cash out can be used for reserves
- We can go up 80% LTV cash out
- First Time Home Buyer allowed
- 40 YR I/O term available
- Transferred appraisals allowed
- Maximum LTV 90% purchase
DSCR
Assist your real estate investor clients easily grow their portfolios
- Loan amounts up to $3.5Mil, Refis up to $2Mil
- No income no employment
- Cash out for business purpose is allowed up to 75%We can go up 80% LTV Purchase
- First time investors are allowed with restrictions.
- Gift Funds Allowed
- FT investor allowed
- 40 YR I/O Term Available
- Condotels is allowed
- 5-8 Units or 2-8 mixed use allow with restrictions
Chenoa DPA
- No Income Limits!
- Minimum FICO score of 600
- Do not have to be a first-time homebuyer.
- Fast approval without review delays
- Up to 2-units, rent can be used to help qualify.
Home Equity Loans
- Loan amount up to $450,000
- Credit Scores as low as 660
- CLTV up tp $2,000,000
- Condo/Townhomes/Modular OK
- Only 2 FICO`s OK
Jumbo Loans
- Jumbo Loans to $3,500,000
- Credit scores as low as 700
- LTV Up to 89.99%
- Condo/Townhomes OK
- 2-Unit Properties OK
- Up to 6% IPC Allowance